Last updated: March 2026
How Much Does a Home Security System Cost?
Home security ranges from a $30 DIY camera to a $2,000+ professionally installed system. Monthly monitoring costs $10-$60/month. Enter your home and security needs for a personalized estimate.
Home Security Value Calculator
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Why Knowing Your Home Security Value Matters
Home security systems reduce burglary risk by 300% according to FBI statistics. The market has split into two categories: DIY systems (Ring, SimpliSafe, Wyze) with low upfront costs and optional monitoring, and professional systems (ADT, Vivint) with higher costs but full-service installation and 24/7 monitoring. DIY systems have made home security accessible at $100-$400 upfront + $10-$25/month, while professional systems run $0-$500 upfront + $30-$60/month on 3-year contracts. Understanding the tradeoffs helps you choose the right level of protection for your budget.
Key Factors That Affect Home Security Value
Understanding what drives the price of home security helps you get the most accurate valuation.
System Type
DIY (Ring, SimpliSafe, Wyze, Abode): $100-$400 equipment, $0-$25/month monitoring. Professional (ADT, Vivint, Frontpoint): $0-$500 equipment (often subsidized by contract), $30-$60/month monitoring. Smart home integrated (Google Nest, Apple HomeKit): $200-$600 equipment, $6-$12/month.
Monthly Monitoring
Self-monitoring (phone alerts only): $0-$10/month. Professional monitoring (24/7 dispatch center): $20-$45/month. Premium monitoring (video verification, home automation): $30-$60/month. No monitoring (cameras only, local recording): $0/month.
Equipment
Basic kit (hub + 2 sensors + keypad): $100-$250. Mid-range (add cameras, motion sensors): $250-$500. Full system (8+ sensors, cameras, video doorbell, smart lock): $500-$1,500. Individual cameras: $30-$200 each. Video doorbell: $100-$250. Smart lock: $150-$300.
Installation
DIY (self-install): $0. Professional installation: $100-$500 (sometimes free with contract). Wired system installation (hardwired sensors): $500-$2,000+. Most modern systems are wireless and easy to self-install.
Contract Terms
No contract (DIY systems): cancel anytime. Month-to-month: small premium (10-15% more). 1-year contract: standard pricing. 3-year contract: lowest monthly rate but locked in. Early termination fee: 50-75% of remaining contract. Always read the contract terms carefully.
Tips for Valuing Home Security
Get the most accurate estimate by following these tips when evaluating your home security.
Specify your home type (house, apartment, condo) and size
Note whether you prefer DIY or professional installation
Include whether you want professional monitoring or self-monitoring
Mention specific equipment needs (cameras, doorbell, smart locks)
Home Security Market Insights
The home security market has been transformed by DIY systems. Ring and SimpliSafe now have more subscribers than ADT. Video doorbells are the most popular single security device, owned by 20%+ of US homes. AI-powered features (person detection, package detection, facial recognition) are driving upgrades. Insurance discounts of 5-20% on homeowner's insurance for monitored security systems help offset monthly costs. The trend is toward lower upfront costs with ongoing monitoring subscriptions.
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Home Security Valuation FAQ
How much is a home security system per month?
Self-monitoring (Ring, SimpliSafe basic): $0-$10/month. Professional monitoring (SimpliSafe Interactive, Ring Protect Plus): $20-$25/month. Full-service professional (ADT, Vivint): $30-$60/month. No monitoring (local recording only): $0/month.
What is the best cheap home security system?
Best budget overall: Wyze Home Monitoring ($60 equipment + $5/month). Best value DIY: Ring Alarm (starts at $200 + $10-$20/month). Best mid-range: SimpliSafe ($200-$400 + $18-$28/month). All three are self-installed in under an hour.
DIY vs professional security: which is better?
DIY (Ring, SimpliSafe): lower cost, no contracts, easy to move, reliable monitoring. Best for renters and budget-conscious homeowners. Professional (ADT, Vivint): more equipment options, professional installation, established monitoring infrastructure. Best for large homes and those wanting hands-off setup. For most people, DIY systems offer equivalent protection at 50-70% less cost.
Does a security system lower home insurance?
Yes. Most insurers offer 5-20% discounts on homeowner's insurance for monitored security systems. A $2,000/year premium with a 10% discount saves $200/year, which often covers the monitoring cost. Some insurers require professional monitoring (not just self-monitoring) for the discount.